Board of Directors

Bill Carter – Chairman
Portland, ME
Bill Carter is a retired minister with a passion for justice, peace and social equality. He was among the first Peace Corps members to work in Nepal, serving there after graduating from agriculture school. Upon returning from Nepal he earned a degree in theology and professional ministry then served in various ministerial capacities for 43 years. He has been happily married to his wife and partner for 50 years. In retirement he is volunteering, spending time with family and continuing to put his energy, passion and talents to work for worthwhile causes and organizations. Board member since 2013

Robert Snow – Treasurer
Grandview Heights, OH
Bob Snow is an independent policy & development consultant working nationally with a number of housing developers and tax credit syndicators. He has more than 30 years of housing experience. For 20 years, Bob was with National Affordable Housing Trust, initially to establish its asset management department and for the last decade as Senior Vice President of its development consulting group. Bob has a B.A. in Government & Law from Lafayette College.
Board member since 2006

Sharon Thomas – Clerk
Danvers, MA
Sharon Thomas has dedicated her professional life to working with children and families affected by abuse and neglect. She received her B.S.W. from Salem State College in 1988 and began working for the Massachusetts Department of Children and Families (DCF). She received her M.S.W. from Salem State in 2010 and works in a supervisory capacity at DCF. Sharon is deeply involved in mission work with her church, The First Church, Congregational Swampscott. She has participated in post Hurricane Katrina rebuilding efforts and local building and fundraising efforts with Habitat for Humanity. She has been a coach and Board member in the East Lynn Little League.
Board member since 2014

Mary DeChillo
Swampscott, MA
Mary DeChillo grew up in Saco, Maine witnessing the effects of a challenged economy on individuals and families. She graduated from Assumption College and received a M.S.W. from New York University and has spent the ensuing years working as social worker in all capacities. She has taught at Salem State University in the School of Social Work and Psychology department since 1995.
Board member since 2012

Matthew D. Lincoln
Portola, CA
Matt Lincoln was a senior member of Cambridge Associates, a global investment advisory firm for 30 years. He received his undergraduate degree from Harvard College, a M.S.S.S. from Boston University and a M.B.A. from the Tuck School of Business at Dartmouth College.
He is a member of the Investment Advisory Committee for Kamehameha Schools in Hawaii and the Investment Committee of the Conrad N. Hilton Foundation.
Board member since 2012 and 2003-2009

Peter Lovett
Lowell, MA
Peter Lovett has been a pastor at Christ Church United, UCC in Lowell for ten years. He’s a graduate of University of NH, Yale Divinity School. Between college and grad school, he served in Togo, West Africa as a Peace Corps Volunteer. Peter’s interest in affordable housing began the year he lived with homeless men at Church of the Savior, Washington, DC, and continues to this day at Christ Church United where Lovett deepens his roots among the marginalized in Lowell.
Board member since 2015

Debra Nutter
President and CEO, The Caleb Group
Swampscott, MA
Debra Nutter is one of the three co-founders of The Caleb Group. She has over 34 years of experience in the acquisition, development, financing and management of multifamily housing. For the past 24 years she has been directly responsible for the management of multifamily complexes that require a working knowledge of federal and state rental subsidy programs as well as resident support services. Debra attended the University of Maine and currently serves on the boards of several local civic organizations.
Board member since 2003

Vincent F. O’Donnell
Auburndale, MA
Vincent O’Donnell has worked in the nonprofit and government sectors for over 45 years to create and preserve affordable housing. Initially consisting of grassroots civil rights and housing code enforcement work, his career evolved to focus on a combination of advocacy, policy development and implementation. He has held senior positions with a variety of nonprofit housing owners and developers, community development financial institutions, governmental entities and others, to promote the preservation and development of affordable multifamily housing, focusing on HUD-assisted multifamily housing. When not working at his day job, Vince is an active country dance fiddler.
Board member since 2017

John Clarke Orzalli
Nahant, MA
Clarke Orzalli retired from the US Navy as a Rear Admiral after completing 34 years of commissioned service in 2012. He served at sea and ashore. As a civilian he works for Dassault Systems Government Solutions as a Strategic Business Development executive. He serves on many boards including ; the Board of Directors for the National Center for Manufacturing Sciences, as president of the New England Chapter of the National Defense Industrial Association, as the Commonwealth’s representative to the Military Interstate Children’s Compact Commission as appointed by Governor Baker, on the Veterans Advisory Board for Congressman Seth Moulton, on a panel for Senator Warren advising her in making US Naval Academy nominations, on the Memorial Day Committee and as Chairman of the Personnel Advisory Committee for the Town of Nahant. Orzalli holds a B.S. in Marine Engineering from the U.S. Naval Academy, Navel Engineer and Masters of Material Science and Engineering degrees from Massachusetts Institute of Technology, and an M.S. in Systems Management from Golden Gate University.
Board member since 2017

Doug Sawyer
Cape Elizabeth, ME
Doug Sawyer is a physician trained in cardiovascular medicine. As the Physician Lead of Cardiac Services for MaineHealth, he and his colleagues are working to prevent cardiovascular disease and improve delivery of cardiovascular care in northern New England through innovative education programs and community engagement. Doug graduated from Cornell University, received his PhD and M.D. from Cornell Medical School and received his training in medicine and cardiology at Brigham and Women’s Hospital in Boston.
Board member since 2012

Joan B. Sawyer
Swampscott, MA
One of the three co-founders of The Caleb Group, Joan Sawyer has been involved in a real estate development and management for 25 years. She sits on the Board of Directors for the Lynn Home for Young Women and Abbot House, which offer supportive housing for women. Joan is an active member of her church. She has served on the Board of Directors for Girls, Inc Lynn for nine years, three of those as President. In 2008, Joan was recognized as an “Unsung Heroine” for her extensive involvement in the North Shore community.
Board member since 1994

Warren Sawyer
Swampscott, MA
One of three co-founders of The Caleb Group, Warren Sawyer has 50 years of experience in planning, acquisition, financing development, construction and management of real estate properties. He has a B.S. from Gordon College and an M.P.A. from the Kennedy School of Government at Harvard University. He is an active member of his church.
Board member since 1994